Recompensas Premium de Bank of America®
Earn travel and dining rewards with a $95 annual fee, robust sign-up bonus, and instant card access for select Bank of America® customers.
The Bank of America® Premium Rewards® Credit Card stands out for travelers and high spenders seeking valuable rewards. With a $95 annual fee, cardholders can earn 2 points per dollar on travel and dining and 1.5 points per dollar on other purchases. New applicants can receive a 60,000 point sign-up bonus after spending $4,000 in the first 90 days. Points are redeemable for a wide range of rewards, including travel and cash back. Select Bank of America® customers can add their new card to a digital wallet and access their line of credit instantly through the mobile app if they apply via a targeted promotion.
Proceso de solicitud paso a paso
- Check if you are a current Bank of America® customer and look for targeted card promotions in the mobile app.
- Apply directly through the mobile app under the offered promotion for eligibility for instant access.
- On approval, immediately add your new card information to your digital wallet within the app.
- Begin making purchases without waiting for your physical card to arrive.
Pros of the Bank of America® Premium Rewards® Card
One of the best features is immediate digital access to your card, allowing you to spend as soon as you’re approved if you meet the criteria.
The generous sign-up bonus and competitive rewards rates on travel and dining make this card a strong choice for frequent travelers and food lovers alike.
Desventajas a considerar
The $95 annual fee may outweigh the benefits for those with lower spending. Not all users are eligible for instant card access—it requires both a Bank of America® account and an app-based targeted offer.
If you apply outside the targeted promotion or without an existing account, you’ll have to wait for your physical card as usual.
Veredicto
For customers who value travel and dining, and who already bank with Bank of America®, this card delivers excellent value, flexible rewards, and convenient instant access. It’s a leading contender for maximizing everyday rewards, especially if you qualify for Preferred Rewards account boosts.
