Pericred
Fast and affordable credit, up to R$3,300 without proof of income. Easy approval, even for those with negative credit history. Various loan options available. Apply directly online.
The credit offered by Pericred is an attractive alternative for those seeking loans even with credit restrictions. The company primarily acts as a banking correspondent, offering various loan options to diverse audiences.
It is possible to obtain loans of up to R$3,300 without needing to prove income, with installments of up to 22 months, and fast approval processes. The loan can be requested using a utility bill, FGTS (Brazilian employee severance fund), cell phone or vehicle collateral, and is even available to clients receiving Bolsa Família (Brazilian social welfare program).
Furthermore, Pericred accepts salaried employees, self-employed individuals, and even retirees. The approval process is streamlined, with analyses completed quickly, in about 10 minutes after data submission. For those with a negative credit history, credit opportunities exist depending on the policies of each partner bank.
How to apply for your loan – Step by step
- Simulate the loan amount according to your needs on the Pericred website.
- Fill in your registration details and submit the necessary documentation for review.
- Please wait for pre-approval, which can take up to 10 minutes.
- Once approved, wait for the money to be deposited into your account, usually within 24 business hours.
Advantages of the Pericred Loan
One of its strengths is its great flexibility. Customers with negative credit scores have easy access, and there are no upfront fees, ensuring security for the consumer.
Customer service is available through various channels – website, WhatsApp, social media – making the process very convenient for those who need credit quickly and easily.
Disadvantages of the Pericred Loan
As is common with credit lines for those with negative credit histories, rates can be high, depending on the client's profile and the chosen option.
Some products are not yet available for immediate order, limiting availability in certain cases and regions.
Verdict: Is it worth hiring?
For those who need urgent credit and face difficulties getting approved at other banks, Pericred emerges as a reliable and agile solution. Its inclusive proposal caters to audiences generally neglected by traditional institutions. However, it is essential to compare simulations and pay attention to the conditions, especially the rates charged, before making a decision.
