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Loans with rates starting at 1,61% per month, terms up to 96 months, and 100% digital disbursement. Apply simply and without bureaucracy.
MeuTudo offers payroll loans for CLT (Consolidation of Labor Laws) employees, INSS (National Social Security Institute) employees, and FGTS (Employee Severance Indemnity Fund) advances for Brazilians seeking quick credit with accessible rates and online application. Monthly rates start from 1.61% and terms can reach up to 96 months, allowing for smooth payments adjusted to your budget. For FGTS anniversary withdrawals, the monthly rate starts at 1.79%, benefiting even those with a negative credit history. The application process is entirely digital, ensuring speed and security.
How to apply for the loan
First, download the MeuTudo app on your smartphone. Then, complete a simple registration with your personal information and documents. In the app, choose the type of loan (CLT, INSS, FGTS) and simulate the desired amount. Follow the step-by-step instructions to submit the requested documentation. Finally, wait for the credit analysis and, after approval, the money will be deposited into your account.
Advantages of meutudo
The main advantage lies in the competitive rates, especially for INSS (Brazilian National Social Security Institute) and FGTS (Brazilian Severance Indemnity Fund) beneficiaries, and CLT (Brazilian Labor Law) workers. The entire process is digital, facilitating access to credit without leaving home. Furthermore, it's possible to apply for portability, refinancing, or a payroll-deducted loan card, expanding credit options according to the client's profile.
Points to note
Despite its practicality, some users report delays in support and occasional app glitches. The automated service can be a drawback for those who need quick and personalized answers. It's also important to note the need to authorize payroll deductions or FGTS (Brazilian employee severance fund) balance deductions, which can impact monthly cash flow.
Final verdict
MeuTudo is one of the most accessible options for those with available credit margin, especially retirees, INSS pensioners, CLT workers, and those with FGTS. The digital process speeds up contracting, and rates tend to be lower than in conventional credit lines. For those who value practicality and low rates, the platform is a valid alternative, but it's important to consider customer service as a criterion in the decision.
