Itaú
Rates starting from 3% per month, terms up to 60 months, simple online application. Money in your account instantly and up to 30 days for the first payment.
Itaú's personal loan stands out for its online process, quick disbursement of funds, and flexible payment options. With rates starting at 3% per month and repayment terms of up to 60 months, the product offers a fast solution for those who need credit. The requested amount is deposited into the account within minutes, even on weekends. It's possible to pay the first installment in up to 30 days, making repayment even easier.
How to apply for the loan: Step by step
- Access your account through the Itaú app.
- In the services menu, select the "Loans" option.
- Select “Personal loan” and simulate the desired amount.
- Choose the number of installments that fits your budget.
- Complete the hiring process securely through the app.
Main advantages
Itaú makes it possible to apply for a loan in just a few minutes, without bureaucracy and without needing to justify how you'll use the money. The money is available in your account quickly.
Another significant advantage is the flexibility in choosing the due date and the number of installments, which facilitates the customer's financial planning.
Possible disadvantages
Itaú's personal loan is exclusive to the bank's account holders, which limits access for those who do not yet have an account.
The lowest rates depend on individual credit analysis and may vary according to the customer's profile.
Verdict
Itaú's personal loan is one of the fastest and most flexible options on the national market. It offers advantages such as a pre-approved limit and easy application via app, plus money in your account instantly. Ideal for customers who value convenience and seek clear terms, even with variations in rates depending on their profile.
