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Rates starting from 1,61% per month, simple online application, credit for INSS beneficiaries and CLT workers. Fast disbursement without bureaucracy.
MeuTudo loan stands out as one of the most practical credit options for those seeking quick cash. With competitive interest rates starting at 1.61% per month, it primarily serves retirees, INSS pensioners, and also CLT workers. The process is entirely online and allows for easy simulation, selection of the loan amount, and number of installments.
Payment terms can vary between 6 and 96 installments for payroll loans and up to 12 installments for Pix installments. Digital contracting speeds up the release of funds, and credit can be approved in up to 10 minutes for applications without outstanding debts, making this an attractive option for financial emergencies.
Step-by-step guide to applying for the loan.
- Access the website or download the meutudo app.
- Register using your CPF (Brazilian tax identification number), personal information, and create your password.
- Choose the desired amount and the number of installments.
- Submit the required documentation digitally.
- Wait for the review and, if approved, the money will be deposited into your account.
Main advantages
Among the major highlights of the MeuTudo loan is the ease of approval for those with negative credit history, including the absence of rigorous credit analysis for payroll loans and anniversary withdrawals. Another advantage is the digital and bureaucracy-free contracting process, reducing waiting time and allowing you to resolve everything from anywhere.
The loan is suitable for various audiences, including retirees, INSS pensioners, and even CLT workers. Additionally, the interest rates are among the lowest on the market for payroll-deducted loans.
Points to consider
The main limitation is that the best conditions are only available to those who receive INSS benefits or have a formal employment contract (CLT), making it difficult for self-employed individuals to access them.
Furthermore, to access FGTS funds early, it is mandatory to have the balance available and enable the anniversary withdrawal, which requires prior action. Other profiles may not have the same ease of approval.
Final verdict
MeuTudo credit is recommended for those seeking convenience, low rates, and quick approval. It's a particularly attractive option for retirees and pensioners, as well as formally employed workers. The transparent process and digital service make it convenient, with good chances of approval even for those with a negative credit history.
