My everything
Rates starting from 1,29% per month, flexible terms and funds released in up to 1 business day, even for those with negative credit history (CLT), without proof of income.
The loan for salaried employees with negative credit history (CLT) offered by Meutudo has stood out in the market for being simple to obtain, offering accessible rates, and requiring little bureaucracy. With rates starting at 1,29% per month and the possibility of paying in up to 96 installments, the process is 100% digital and fast. No proof of income is required, and the amount can be released in up to 1 business day directly into the client's account, ideal for those who need speed and have a negative credit history.
Step-by-Step Guide to Applying for a Meutudo Loan
Simply download the Meutudo app or visit the official website and run a simulation by entering your salary and desired amount.
After running the simulation, choose the type of loan (private payroll loan or FGTS advance).
Submit your basic information, authorize the necessary queries, and follow the instructions for validation.
After approval, confirm the proposal and wait for the funds to be released, which usually happens within 24 hours.
The entire process is completed digitally, without leaving home, making the experience even more convenient.
Main Advantages of the Meutudo Loan for Individuals with a Negative Credit History
The option to withdraw FGTS funds in advance does not compromise part of your monthly income, as the discount is made annually directly from the fund.
The CLT (Consolidation of Labor Laws) payroll loan does not require a complex credit analysis, making it easier for those with a negative credit history.
Competitive rates keep installments low, and the digital process offers convenience and transparency to the user.
Possible Disadvantages to Consider
Those who do not have a formal employment contract (CLT) or a balance in their FGTS (Brazilian severance fund) may not be able to access the credit offered under these modalities.
Although the rates are attractive, they can still be higher than those of traditional loans for those with better credit scores.
Final Verdict
Meutudo is an interesting solution for salaried workers with negative credit histories, making access to credit easier, faster, and safer, with minimal documentation requirements. Highly recommended for quickly resolving financial emergencies.
