InfinitePay
Pix 0%, debit from 0.75% and credit from 2.69%. Money in your account in up to 1 business day, no hidden fees. Excellent cost-benefit ratio.
If you're an entrepreneur looking to increase your profits, choosing the card machine with the lowest rate makes all the difference. By 2025, the options have evolved, and conditions for small and medium-sized businesses are more competitive than ever.
Among the main highlights of the market, InfinitePay emerges as a leader due to its zero-fee Pix (Brazilian instant payment system), debit transactions starting at 0.75% (3-digit transfer fees), and credit transactions with rates well below average, in addition to various payment processing options.
Other options such as Getnet, PagSeguro, SumUp, and C6 Pay are also in the ranking, each presenting its advantages and disadvantages, according to the business profile, card brand acceptance, and speed of payment processing.
How to request the lowest-rate card machine: step by step
To order your card reader, simply visit the supplier's website and fill in your business information. It's important to choose the model that best suits your sales profile.
Generally, a company's (CNPJ) or individual's (CPF) number is requested, in addition to bank details to receive payments. After approval of the analysis, the card machine is sent directly to the registered address.
After receiving it, activation is easily done through the brand's app, where you can also track sales, balance, and request advances.
It's worth checking if there are rental or purchase options, or special plans for micro-entrepreneurs or companies with high volume.
Finally, check your information, accept the terms, and complete your registration quickly to start selling with reduced fees.
Advantages: Why choose InfinitePay?
InfinitePay stands out for not charging fees for Pix transactions, offering debit and credit cards at competitive rates, and allowing for immediate payment, which increases the entrepreneur's cash flow.
Another benefit is flexibility: whether you are a self-employed individual, small or medium-sized business owner, the rates decrease as you sell more, maximizing your profit margin.
Furthermore, customer support is highly rated, providing peace of mind with quick resolutions to any questions and technical issues.
Integration with the app further simplifies financial management, providing complete control over income and expenses in one place.
All this with transparency, without hidden charges or fine print.
Disadvantages: what to consider before deciding
Not everything is perfect: for those who frequently use long-term installment sales, some competitors may have more attractive specific plans for that profile.
In some cases, the prepayment fee may be slightly higher, depending on the card brand used by the customer.
Another important point is that some features may vary depending on the type of mobile device linked to the InfinitePay app.
Immediate receipt, while advantageous, may be contingent on the type of bank or banking hours.
Finally, it's necessary to analyze the sales flow and choose the ideal plan and equipment to avoid paying for unnecessary resources.
Verdict: Is it worth switching to the InfinitePay card reader?
Considering low fees, free Pix (Brazilian instant payment system), fast transfer rates, and a comprehensive app, InfinitePay positions itself as an excellent choice for those who want to save money without sacrificing efficiency.
It's worth considering whether your business values fast service and on-time payments. If so, InfinitePay can quickly increase your profits.
Despite some details to consider depending on the brand and sales profile, its cost-benefit ratio is undeniable for most entrepreneurs.
I recommend researching and simulating rates according to your business reality before deciding. But InfinitePay remains one of the best options for 2025.
When migrating, be prepared to increase liquidity and simplify your business's financial operations.
