VIACERTA
Fast loan, 100% digital, personalized rates and payment in up to 24 installments. Money in your account in up to 2 hours, without leaving home.
VIACERTA offers digital credit solutions designed for different profiles, with hassle-free contracting and online analysis. It's possible to request loans with repayment terms of up to 24 months, in addition to different options such as personal loans, loans secured by vehicles or real estate, and exclusive solutions for the agricultural sector. Information on personalized rates is a key differentiator, however, exact interest rates may vary depending on profile analysis.
How to apply for your loan step by step.
- Access the VIACERTA website or app;
- Simulate the loan by indicating the desired amount and term;
- Fill in details such as name, CPF (Brazilian tax identification number), occupation, and income;
- Analyze the pre-approved credit options;
- Choose the option you prefer, check the terms and conditions, and proceed to the online application process.
Main advantages
The main advantages are the 100% digital processes, with flexible payment terms of up to 24 installments and receiving the money in the account within two hours.
The platform also offers different credit options for diverse audiences, from salaried workers to freelancers, business owners, and retirees.
Some disadvantages
Despite the promise of speed, approval is subject to review and the loan amount may be lower than desired depending on the applicant's profile.
In some cases, guarantees such as real estate or a vehicle may be required to secure more attractive rates or higher loan amounts.
Reviewer's verdict
As a digital solution that brings together various types of credit, VIACERTA stands out for its ease of application and variety of options.
It's a valid alternative for those who value speed and want to avoid bureaucracy, but caution is advised regarding fees and a preliminary simulation before closing the deal.
