Pericred
Fast credit approval for those with bad credit and the self-employed. No red tape, up to R$1,500 released, flexible installments, and options without proof of income.
Pericred stands out as a fast and easy option for those seeking credit even with a negative credit history or working independently. With credit lines up to R$1,500, the application process is flexible, requiring no proof of income in some modalities, and fast analysis. The process is online, and the proposal can be released within minutes of approval.
How to apply for credit at Pericred
- Choose the desired line of credit (electricity bill, cell phone guarantee, FGTS, etc.).
- Fill out the registration form with your personal details and wait for the pre-analysis (it will take about 10 minutes).
- Submit the necessary documents to validate your proposal.
- After approval, the amount will be deposited directly into your account within 24 business hours.
Advantages of the Pericred loan
The main advantages are the variety of options: FGTS withdrawals, electricity bills, cell phone collateral, and options for self-employed workers. The process is fast and digital, with simple approval.
Another very positive point is that people with bad credit have a high chance of approval, expanding access to credit for those who need it most.
Disadvantages of the Pericred loan
The maximum amount available may be limited for some customer profiles, with a ceiling of R$3,500 in some modalities.
In some cases, the interest rate may be higher compared to traditional bank lines, depending on the credit profile.
Final verdict
Pericred is a robust solution for those seeking fast credit, especially those with bad credit and the self-employed. It stands out for its simple process and variety of options. If you're looking for ease and inclusion, it's a recommended choice.