NoVerde
FGTS advance loan with rates starting at 1.99%, no upfront fees, disbursement in up to 1 business day, and available for those with negative credit history.
The NoVerde loan is an attractive option in Brazil for those who need quick and hassle-free access to funds. Key features include interest rates starting at 1.99% per month and the possibility of applying entirely online, which greatly simplifies the process.
Among the options is the loan with FGTS (Brazilian employee severance fund) advance, which does not require monthly payments, offering convenience for those seeking immediate financial relief. This product is also available to unemployed or those with negative credit history, significantly expanding access to credit.
The application process is simple and requires no upfront fees, making it more transparent and secure for the consumer. The loan amount can reach up to R$1,400,000 for personal loans and will be deposited directly into the account within one business day, according to information from the platform itself.
How to apply for a NoVerde loan
The entire process is digital and fast. First, you register on the platform, which is secure and convenient.
After that, the desired value and the number of installments are simulated.
In the third step, a photo of the document and a selfie are sent for validation.
If approved, the money will be available in the registered bank account within 24 business hours.
In just a few clicks, you can complete and track your order through the website or app.
Positive aspects of the NoVerde loan
The main attraction is the interest rate, starting at 1.99% per month, which is very competitive. The fact that no upfront payment is required is another differentiating factor that inspires consumer confidence.
Furthermore, the agile and fully online process makes life easier for those who need a solution without leaving home. Unemployed or those with negative credit scores have access, which expands the possibilities.
Negative points to consider
Even though it's an affordable product, the maximum loan amount of up to R$$8 thousand for personal loans may be limiting for some customer profiles.
Another point is that rates vary according to credit analysis and customer profile, and the lowest advertised rate is not always guaranteed.
Verdict
The NoVerde loan can be a great alternative for those seeking convenience, competitive rates, and fast approval. It's ideal for emergencies or for those who want to get their finances in order quickly and without bureaucracy.
The absence of upfront fees and easy access, even for those with negative credit history, make this option quite attractive. It's worth considering if you're looking for a secure and reliable online loan.
