Vivo Pay Personal Loan: installments up to 40x and fast approval.

Vivo Pay Personal Loans offer an easy and accessible solution for those seeking fast, secure, and hassle-free credit. Loan amounts can range from R$$500 to R$$50,000, providing options for both emergency needs and personal plans.

With rates starting at 3,79% per month and repayment terms of up to 40 months, the borrower has flexibility when negotiating. The application process is entirely online, without needing to leave home. The money is released within 2 business days for those who are approved.

How to apply: step by step

To request a Vivo Pay loan, start an online application by filling out your registration. Simulate the loan amount and the number of installments; then, submit your documents for validation. After credit analysis, if approved, the requested amount will be deposited directly into your registered account. Simple, practical, and paperless.

Advantages of the Vivo Pay Loan

The main highlight is the digital contracting process, saving time and travel. Furthermore, approval is fast and installment options reach up to 40 payments, helping with budget control. The product is offered in partnership with recognized institutions, guaranteeing transparency and security.

Disadvantages of the Vivo Pay Loan

Credit is exclusively for Vivo customers with at least 12 months of account activity and no outstanding debts or charges associated with their CPF (Brazilian tax identification number) or Vivo. Some rates may vary and, depending on the credit profile, interest rates can reach 13.94% per month.

Final verdict

The Vivo Pay Personal Loan is ideal for existing Vivo customers who value convenience and speed. With flexible loan amounts, payment options, and an online process, it benefits from the credibility of Vivo and its financial partners. Despite specific criteria and interest rate limits, it's a complete and accessible solution for your credit needs.