NoVerde
Rates starting from 1.99% per month, with no monthly installments, available even for those with negative credit history and fast approval in up to one business day. Apply securely online.
NoVerde's FGTS (Brazilian employee severance fund) advance loan is gaining popularity among Brazilians due to its practicality and low rates. With interest rates starting at 1.99% per month and no upfront fees, this option stands out for both those with negative credit history and the unemployed, providing access to credit in a simple and unbureaucratic way.
The application process is entirely digital and promises quick disbursement of funds. In just one business day, the money will be available directly in the applicant's bank account. The process was designed to be completely transparent and with maximum security of personal data, bringing more confidence to the user at this crucial moment.
How to apply for a loan step by step.
First, the interested party completes a simple registration on the NoVerde website or app. Then, they simply simulate the amount they wish to advance from their FGTS (Brazilian employee severance fund) and accept the presented conditions. During the process, the applicant takes a photo of their official document and a selfie for security verification. Finally, after analysis and approval, the money is released directly into the account within one business day.
Main advantages
Among the strengths of this loan are the possibility of it being obtained by those with negative credit history and the unemployed, the absence of upfront fees, and the entire 100% process being online. Furthermore, NoVerde guarantees speed, security, and transparency from start to finish.
Another highlight is the absence of monthly installments, which makes budget control easier. The amount is deducted directly from the FGTS anniversary withdrawal on the scheduled date, making the experience automatic and hassle-free.
Disadvantages
One point to consider is that the loan requires the client to be eligible for the FGTS anniversary withdrawal, limiting who can apply. Furthermore, it may not be suitable for those who need recurring credit, since the FGTS balance is limited.
It's also worth noting that, like any loan, it's important to carefully simulate and analyze the impact of taking out the loan on your personal financial planning.
Final verdict
NoVerde's FGTS (Brazilian employee severance fund) advance loan is an efficient alternative for those who need quick cash, without bureaucracy and with competitive rates. It's especially well-suited for those seeking ease, speed, and security, but it's essential to assess whether the conditions meet your needs before applying.