VIACERTA
Fast loan, no red tape, with 100% digital approval. Money in your account in up to 2 hours. Installments up to 24x and personalized rates.
Viacerta offers a modern and agile solution for those who need personal credit in Brazil. The entire process is 100% digital, providing convenience and security. Rates are personalized according to the client's profile, making the loan even more accessible and adapted to individual needs.
Payment terms can be up to 24 installments, with personalized simulations and funds released within 2 hours of approval. Excellent for those seeking convenience and speed. Credit is available for individuals, self-employed individuals, salaried employees, retirees, and other profiles.
How to apply for a Viacerta loan: step by step
Complete the initial registration form with your personal and financial information.
Simulate the desired loan amount and choose the payment terms.
Send the requested documents, all done online through the website or app.
Wait for the analysis, which is quick and without bureaucracy.
After approval, the money is deposited directly into the account within 2 hours.
Main advantages
Among Viacerta's main highlights are the fast release of funds, the absence of bureaucracy, and the 100% digital experience, which eliminates the need for travel. Furthermore, flexible payment plans and competitive rates make the service attractive for those seeking convenience.
Another positive point is the customization of the offer, allowing each customer to find the best plan for their profile. The multichannel customer service (website, app, WhatsApp, and stores) also scores points.
Areas for improvement
Even though the simplicity of the process is an advantage, the loan is still subject to credit analysis. In certain cases, the offer may be denied, especially for those with more serious credit restrictions.
Furthermore, despite being digital, some profiles may take longer to be approved, depending on the documentation submitted or the need for guarantees.
Verdict
Viacerta is an excellent option for those who value practicality, speed, and different service channels when taking out a loan. The analysis is fair and the proposal personalized, which increases the chances of approval and promotes healthy financial planning. Ideal for those who don't want to waste time with bureaucracy.
