Neoenergia Loan
Digital loan up to R$3.000, fast approval and installments in up to 24 payments, with direct debit from your electricity bill.
Neoenergia Loan is a practical digital option for those seeking speed and security when applying for personal credit. Even without disclosing the exact interest rate on the original channel, its highlight is allowing loans of up to R$3,000, with easy payment directly through the electricity bill. The repayment term extends up to 24 months, and the entire process is 100% online, without bureaucracy, printed documents, or extra payment slips. Fast disbursement of funds, potentially deposited into the account within 24 hours, completes the package of advantages for those who need quick cash to resolve unforeseen events or get their finances in order.
How to apply for your loan: Step by step
To begin, simply fill in your details on the platform or contact us via WhatsApp. Your application will then undergo a credit review. Upon approval, you will receive the offer and, if you agree, the amount will be deposited into your bank account. Installments are debited monthly from your energy bill, making everything simpler and more organized.
Main advantages
Among the main benefits, the convenience of doing everything digitally, without queues or paperwork, and the security of integration with an electricity bill in your name stand out. Furthermore, the speed of approval and disbursement can be a key advantage for those in a hurry who want to avoid financial complications.
Disadvantages of the product
On the other hand, the lack of public information about interest rates can create uncertainty for consumers, who will have to rely on simulations to understand the real costs. It also requires a utility bill (electricity) and a bank account in the applicant's name, limiting access for those who do not meet these requirements.
Our conclusion
The Neoenergia Loan stands out for its convenience, speed, and streamlined process. Ideal for those seeking practicality and wanting to pay in installments directly through their energy bill. It's worth considering, especially if the amount meets your credit needs. However, be sure to simulate your loan offer to carefully review the applicable charges.
