Bank of the Amazon
Competitive rates, payment in 2 to 60 installments, grace period in some cases, and approval geared towards current account holders. Credit limits reaching up to R$ 10 thousand.
Banco da Amazônia offers loan lines with affordable installments starting from R$$ 50 and terms that can reach 60 months. The product stands out for accepting requests starting from R$$ 300, also offering options such as 13th-month salary advance and credit backed by investments. For some loans, account holders have special rates and differentiated conditions, with a maximum limit of up to R$$ 10,000. Interest rates are fixed, and IOF (Tax on Financial Operations) is charged on transactions, according to regulations.
How to apply: step by step
- Check if you are a Banco da Amazônia account holder.
- Choose the best loan option available.
- Contact your relationship manager or branch.
- Have your personal documents and proof of address ready.
- Simulate, negotiate the terms, and finalize the contract.
Main advantages
The varying credit limits and the possibility of extended payment plans ensure flexibility for the customer, adapting to different financial needs.
Furthermore, the approval process tends to be quick for those who already receive their salary through the bank, as the information is integrated into the system.
Negative points to consider
This loan is only available to those who already have an account with Banco da Amazônia, limiting access to the general public.
Another point is the need for direct contact with the manager or agency, as there is no 100% digital hiring process.
Verdict: Is it worth it?
If you already have a relationship with the bank and are looking for stable rates, a loan from Banco da Amazônia is a good option, especially for getting an advance on your 13th-month salary or covering unexpected expenses.
Despite the limitations of in-person contracting, the product serves well those who value personalized support and exclusive conditions for account holders.
