Pericred
Apply for credit even if you have a negative credit history, without proof of income, with affordable installments up to 22 months. Simple application and fast results.
Pericred's loan is ideal for those who need quick credit, including people with negative credit history or low income. With loan options up to R$$3,300 in up to 22 installments, you can simulate the amount before finalizing the offer.
The fact that Pericred doesn't require proof of income makes it quite accessible. In addition, there are options for direct debit or payment via bank slip, FGTS (Brazilian employee severance fund), mobile phone as collateral, and a special line of credit for those receiving Bolsa Família (Brazilian social welfare program).
The step-by-step process is simple: fill out the registration form, submit your information, go through the brief pre-analysis (up to 10 minutes), and, if approved, wait for the credit to be deposited into your account.
How to apply for your loan at Pericred
- Complete your registration on the platform.
- Send the requested documents.
- Please wait for the preliminary credit analysis.
- Your proposal has been approved and you confirm it.
- Receive the money within 24 business hours.
Main advantages of Pericred
The ease of the process, with quick analysis, is a key advantage. Proof of income is not required for most of the available lines of credit.
You can apply even if you have a negative credit history, with real chances of approval depending on your profile and the rules of the partner bank.
Some disadvantages observed
The maximum credit limit is relatively low, and may not be sufficient for those who need large amounts.
Some options are not yet available, such as vehicle-secured loans or loans via bank slip for all audiences.
Final verdict
In short, Pericred is an interesting alternative for those seeking quick and easy access to credit, especially for those with negative credit history and social security beneficiaries. The application process is straightforward and rates can be competitive, depending on the analysis, but it's always worth checking the final terms before signing a contract.
