Itaú
Flexible rates starting from 15,13% aa, payment in up to 72 months and money released instantly. All online, fast and secure!
Itaú Personal Loans offer a fast, digital, and convenient solution for those who need to ease their budget, pay bills, or turn that dream into reality. Current customers can simulate and apply for the loan entirely online through the app or internet banking in just a few clicks. Rates can vary from 15.13% to 143.55% per year, and the repayment term can be from 2 to 72 months, depending on the chosen product. The funds are immediately available in the account, even on weekends, and no justification for the use of the money is required.
How to apply: step by step
- Access your Itaú account through the app or internet banking.
- Go to the services area and select “Loan”.
- Choose “Personal loan”
- Simulate your desired price and term, finalize the contract, and enjoy!
Advantages of this loan
The flexibility to choose the installment amount and payment date allows the product to adapt to your financial situation. Furthermore, the term of up to 60 months makes planning easier for those who need a longer period to pay. Another advantage is the immediate release of funds.
The transparent terms, with prior simulation and simple contracting, also make the Itaú Personal Loan a practical solution for emergencies or projects.
Points to consider
The loan is only available to Itaú account holders, which limits access for those who are not clients. Another point is that loan approval is subject to credit analysis, and the APR and conditions may vary depending on the applicant's profile.
Furthermore, maximum rates can be higher for certain profiles compared to other options like payroll loans. It's always worth simulating and comparing before signing a contract.
Final verdict
Itaú's Personal Loan stands out for its ease of application, customer autonomy, and quick deposit of funds into the account. Ideal for existing customers seeking convenience and wanting to resolve financial issues without leaving home. It's important to analyze rates and simulate terms before signing a contract.
