Good for Credit
Rates starting from 1,09% per month, terms up to 96 months, and approval even for those with negative credit history. 100% online and automatic payroll deduction.
The CLT (Consolidation of Labor Laws) payroll loan from Bom pra Crédito stands out for its digital offer, interest rates starting at 1.09% per month, and installments of up to 96 months. The loan can be contracted without requiring HR authorization or an agreement with the company, making it accessible even to those with a negative credit history.
The process is entirely online: simply fill out the registration form, compare offers, choose the one that best fits your profile, and sign up. After approval, the money is quickly deposited into your account, and installments are debited directly from your paycheck, reducing the risk of late payments and providing greater peace of mind for the worker.
How to apply: Simple step-by-step instructions
Complete your registration on the Bom pra Crédito platform. Receive personalized simulations from over 70 financial partners. Compare terms, rates, and detailed conditions. Choose the ideal offer and proceed to the next validation steps. Finalize the contract and wait for the credit to be deposited into your account.
Positive aspects of this payroll loan
A major highlight of this loan option is the possibility of obtaining it even with credit restrictions, making access to credit more democratic. Another benefit is flexibility: you can pay in installments for up to 96 months, with lower interest rates than traditional loans, making the total cost of the transaction more attractive.
Disadvantages and necessary precautions
The loan amount depends on the available credit limit, meaning it cannot exceed 35% of your net salary. Furthermore, if your employment contract is terminated, the debt remains active and requires attention to financial reorganization until the installments are paid off.
Verdict: Is it worth applying?
The CLT (Consolidation of Labor Laws) payroll loan from Bom pra Crédito offers attractive rates, approval for those with negative credit history, and easy digital access. It's an effective and inclusive solution for those seeking secure, fast credit with less bureaucracy. In short, it's worth considering this option when balancing finances or pursuing personal projects.
