Claro Pay – Fast Money
Instant loan, no red tape, and available even for those with a negative credit history. Money deposited directly into your app within 24 hours, amounts up to R$400. No proof of income required.
Claro Pay's Instant Cash service is a practical alternative for those who need emergency credit. The service provides loans from R$10 to R$400, subject to approval, directly through the app.
The main advantage is that it's accessible even to those with a negative credit history, without needing to prove income. After approval, the money is deposited into the Claro Pay account within 24 business hours. Rates vary according to profile and contract, but are clearly presented before signing up.
How to apply: step by step
1. Access the Claro Pay app and log in as usual.
2. In the menu, select the Quick Money option.
3. Select Simulate Now, enter the desired value.
4. Review the proposal on the contracting screen, check the rates and deadline.
5. Confirm with your password; after approval, wait up to 24 hours for the money to be credited to your account.
Advantages of Quick Money
The service does not require proof of income, making it accessible to different types of clients.
Customers with negative credit histories can also be approved, making the service democratic and accessible.
The process is entirely digital, without queues or bureaucracy, and with transparent terms.
Disadvantages to consider
The loan amount may be limited for those who do not use the app frequently, restricting those with greater needs.
Rates and terms can vary considerably, depending on the user's profile and the credit analysis performed by the partner.
Final verdict
Claro Pay Quick Cash is a fast solution for emergencies, well-suited for those who already use the app frequently.
Despite value limitations and potentially higher fees in some cases, the ease of contracting the service is a major advantage.
