Pericred
Loans for those with or without negative credit history, without bureaucracy, flexible payments and fast analysis. Affordable installments and easy contracting.
Pericred stands out in the Brazilian market for offering accessible credit, even to those with negative credit histories, in a simple way and without excessive bureaucracy. This approach targets people who encounter difficulties with traditional institutions.
Among the main options, it is possible to obtain loans using your electricity bill, FGTS (Brazilian employee severance fund), cell phone or car collateral, as well as options such as payroll loans and Bolsa Família (Brazilian social welfare program) credit. The amount can reach up to R$3,500, generally with a maximum repayment term of 22 months. There is no need to prove income for the main loan types, and the analysis is done in a few minutes.
The application process is entirely online, making it ideal for those seeking speed and convenience. The service also offers fast approval without requiring upfront payment.
Step-by-Step Guide to Applying
- Enter your complete information directly on the website.
- Choose the type of loan you want and simulate the terms.
- Send the requested documentation for review.
- Please wait for the preliminary analysis, which can take up to 10 minutes.
- After approval, the funds are quickly released into the account.
Main Advantages
One of the biggest benefits of Pericred is its approval flexibility, which facilitates access even for those with negative credit history or self-employed individuals. The streamlined process and variety of options expand the chances of approval, contributing to financial inclusion.
The online 100% application avoids queues and unnecessary travel. Furthermore, Pericred does not require upfront payment at any stage, ensuring greater security for the customer.
Areas for Improvement
Despite the flexibility, exact rates and terms are not very clear, varying according to the partner and credit profile, so it is important for the applicant to always run a simulation beforehand.
Some loan options, such as car-secured loans or bank slips, may not be available at all times or in all regions.
Verdict
Pericred proves to be a valuable alternative for those with negative credit history and self-employed individuals who need quick and simplified credit. Considering the easy approval process and variety of options, it is an efficient solution – provided that the client carefully reads the final terms and conditions before finalizing the purchase.
