Pericred
Apply for credit even if you have a negative credit history, with long repayment terms, few requirements, and quick responses. Up to R$3,300.00 in up to 22 installments, no income check required!
The Pericred loan is a relevant option for those facing difficulties accessing traditional credit, including people with negative credit histories. Pericred has been operating as a banking correspondent since 2015, offering fast online processes and differentiated conditions.
Among the main advantages is the possibility of contracting up to R$3,300.00 through credit on the electricity bill and paying in up to 22 installments. This model does not require proof of income in most cases, making access more democratic.
Pericred also facilitates loans via direct debit from bank accounts, FGTS (Brazilian employee severance fund), mobile phones, or even through Bolsa Família (Brazilian social welfare program) and payroll loans. No upfront payment is required—a security measure for the consumer.
How to apply for your Pericred loan
- Access the Pericred portal to start your order.
- Please fill in your personal and contact information.
- Select the type of loan you want.
- Send the documents for review.
- After pre-approval, review the terms and wait for the funds to be deposited into your account.
Advantages of the Pericred loan
Flexibility is one of its strong points: proof of income is not required for some lines of credit, and even those with negative credit history are accepted. Furthermore, the quick response time during the analysis process is a key advantage.
The process is entirely digital, eliminating the need for travel and bureaucracy, which adds convenience to daily life. Customers also have access to various payment methods.
Disadvantages of the Pericred loan
The maximum amount released is relatively low compared to other offers on the market, limiting larger projects.
Some types of loans may require collateral such as a cell phone or car, which is not always accessible to everyone.
Verdict: Is Pericred worth it?
If you're looking for quick, easy credit, even for those with a negative credit history, and without bureaucracy, Pericred is a good choice. The absence of upfront fees provides security and transparency for the customer.
